1. Acquire additional income – There are a number of ways for you to get extra income during your free time. You can actually make money out of your hobbies and talents. For instance, if you can bake, you can sell cupcakes and pastries; if you can play an instrument, you can offer tutorial services; if you can write or draw, you can acquire freelance assignments.
2. Cut down on your expenses as early as now – Do not wait for too late before you realize that your lifestyle is too luxurious for your own good. Try to save up more by cutting down on living expenses.
3. Move to a smaller house – Basically, a bigger house means bigger costs—bigger utility bills and bigger maintenance expenses. If you can, get a smaller place that also offers everything that your bigger home does.