Here’s how to do that.
1. Use ATMs within your network. Although it takes time and effort knowing where your bank’s ATMs are located, this is perhaps the most practical way to avoid ATM fees. The larger banks have their ATMs located in almost every corner. Others offer mobile apps that help you find the ATM nearest to your location. Once you realize that you are running low on cash, plan ahead how you can reach an ATM.
2. Consider switching to an online-only bank. Most brick-and-mortar banks have realized the growing demand for online-only banking so find out if your bank offers this feature. Most online-only banks do not charge ATM fees for lack of exclusive locations. Online-only accounts allow you to save a little amount of money and earn higher interests, while offering nicer perks.
3. Withdraw more. If you regularly run out of cash, you don’t need to run the ATM all the time. Each time you visit the ATM, withdraw more so you make less trip. Find out how much cash you need for one week. Provide some extra for unexpected necessities. Then withdraw at once.
4. Get cash back at the supermarket. Most POS systems offer cashback on purchases made through debit cards. At the checkout counters you can specify the amount of cash back without paying ATM fees. This practice might require you a visit to the supermarket or Post Office at least once a week.