However, people in this age group should consider investing in income insurance. At least, there is security for any eventuality of losing the job in the future due to company downsizing. There must be a conscious effort to keep some amount of money for emergencies. Hence, it is advisable to delay renovations and property upgrades if they can still wait. Any credit facility available should allow quick drawing of funds if money is needed for emergencies.
Unmarried people in their 30s who are debt- free can catch up on aggressive investments in mutual funds, trading warranties and contracts. Maybe applying for a low interest loan to finance a direct portfolio can help. However, investments should be approached with extreme caution since investments handled carelessly may cause heavy losses.