1. If your income fluctuates so that you don’t have the idea how much paycheck you will expect this month, use the zero sum budget. At the start of each month, tell your money where it should go.
2. You can delegate a particular amount for a certain budget category and place the money in an envelope. This is called cash budget.
3. Perhaps the most popular type of family budget is the variable income budget. Here, you are to decide how much should be allotted for an expense. Then you are to determine where the leftovers would be spent, depending on what your family needs.